NRE Account

The HSBC Non Residential External Account (NRE Account) is a Savings / Current account held in India, in Indian Rupees.

Choose this account if…

You need an account for making INR payments / investments in India from your overseas earnings
   
You wish to open an INR account jointly with another NRI
   

NRO Account

The HSBC Non Resident Ordinary Account (NRO Account) is a Savings / Current account held in India, in Indian Rupees. The NRO account is suited for you if you have earnings in India (such as rent income, dividend, pension, etc).

Choose this account if…

s You need an account for making INR payments / investments in India from your India earnings
   
a You wish to open the account jointly with a person resident in India


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Issued by the Hongkong and Shanghai Banking Corporation Limited, India. Incorporated in Hongkong SAR with limited liability

NR deposits are under the Reserve Bank of India program for Non-Resident Indians and are governed by the rules in effect from time to time relating to such programmes, are subject to the sovereign risk arising from, and governed by the laws of, or any changes to the laws of India.

NR Accounts and NRI Services are offered by The Hongkong and Shanghai Banking Corporation Limited in India (HSBC India) under the Reserve Bank of India Non-Resident Indian Program.

NR deposits are offered under the Reserve Bank of India program for Non-Resident Indians and are governed by the rules in effect from time to time relating to such programs, are subject to the sovereign risk arising from, and governed by the laws of, or any changes to the laws of India. NR deposits with the Bank in India are not insured by Federal Deposit Insurance Corporation (FDIC) of the U.S.A., nor by any other insurance company or corporation outside India and are payable only at the branch of the Bank in India where the deposit is made. Under current U.S. tax laws, U.S. citizens and residents are subject to tax in their worldwide income. You should consult your tax advisor for the U.S. treatment of income from these deposits.
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